Prudential Claim

This is the actual claim received by some of my clients.

The lady client take-up this plan for his 13-years-old son, when her son turn 16years old he was diagnosed with tonsilitis and need an operations. The operation cost her RM6,+++ in KPJ Seremban and all paid off by Prudential. On top of that, they received hospital benefit allowance 3days hospitalisation x RM200/day = RM 600 as pocket money (I forgotten to snap2 the picture). And after 2 weeks he need a follow-up check-up and also claimable with Prudential.

This plan is for little 3 years old pumpkin. She was admitted 5 days in Damansara Specialist under Dato' Dr Musa due to high fever. Here you go! the hospital allowance of RM200/day x 5 days = RM1000.00.

This claimed belong to my 6years old handsome client who also admitted in Damansara Specialist Hospital (DSH) due to dengue fever. The mother bought this plan when he was 4 years old. The sad part is, both of them admitted in DSH for dengue but only the son having Prudential medical card. The mother did not buy any plan. So bills for the son is paid off by Prudential, but for the mother which is cost RM6+++ is by themself. On top of that, the son received hospital allowance RM200/day x 4days = RM800.

This cheque is belong to me. Yes, myself. This is due to my little Amir was admitted in DSH in June 2011 due to very high risk illness - Pneumococcal Meningitis. Please read the full stories here. He was 11 months old, and had high fever + vomitted. 5 days in ICU and 10 days in normal ward. In total he was admitted half month in the hospital. The bill was RM16,+++. All paid off by Prudential. (if you are in my position at that point of time, with your illness baby, how are you going to get the amount of money?) Protect your child now! DO NOT WAIT! and yeah the hospital allowance is RM3525. I was woring with IT company at that point of time and have to take un-paid leave for 15 days. And received the cheque was very relief, cos it could cover my 15days un-paid leave. (even more that my salary that time) hehehehehe :) Thanks to ALLAH!

The reimbusement claim for follow-up check-up my my gastric lady client.

4 years old client was admitted in DSH due to high fever, flu and cough. This is the hospital allowance and added benefit for the client.

Hospital allowance amounting RM1000 for baby boy admitted due to high fever, flu and cough. 5 days admitted in hospital.

Yup its mine again. This was on Ramadhan 2012 recently. Again my lil Amir having high fever. After 2 times to our normal clinic with doc antibiotic still no good response. Rush him to emergency and admitted 5 days in DSH with our dedicated Dr Soh.

Want to know more, call me at 012 3448019 or drop me an e-mail at zurabaharudin.prudential@gmail.com.

Let's protect your family today with Prudential medical card!

Popular Video For Prudential Life Insurance

This is the highest rated commercial in Prudential Insurance's history. It has even been translated in to other languages, because the message of a father caring about his son and wanting to provide for him is universal. It was inspired by the real conversation between Chris Bodden (the agency's President and Executive Creative Director) and his son.

Evidently a commercial for life insurance in Thailand!

The moral of the story: Buy Life Insurance when you don't need it, cos when you need it, you can't buy!

PRUmy Child dan Biasiswa untuk Si Kecil

Insurans hayat, simpanan dan biasiswa pendidikan adalah satu keperluan sebagai langkah perlindungan untuk masa depan. Tahap kesedaran masyarakat masih kurang terhadap kepentingan pelan perlindungan.








Ibu bapa sepatutnya menyediakan pelan perlindungan, pendidikan anak2 se awal kelahirannya.

Prudential Assurance Malaysia Berhad [PAMB],adalah syarikat insurans yang pertama di Malaysia yang menawarkan Pelan perlindungan untuk janin [bayi dalam perut] se awal 18 minggu.
Pelan ini dilancarkan pada April 2010,
PRUmy Child adalah pelan inovatif menawarkan perlindungan lengkap bagi setiap peringkat kehidupan
sikecil termasuk sebelum kelahirannya.




PRUmy Child menawarkan perlindungan [dari segi kewangan] ketika awal kehamilan berbanding pelan konvasional yang lain yang tidak menawarkan sebarang Pelan untuk si kecil ini.


Kehamilan boleh mengakibatkan pelbagai risiko terhadap ibu dan bayi terutama apabila ramai wanita dewasa ini hamil lewat 30'an
Statistik menunjukkan, 1 daripada 2 wanita berisiko mengalami komplikasi


Oleh itu, Pelan perlindungan ini penting untuk ibu dan kandungan.

PRUmy Child membolehkan ibubapa memilih perlindungan tambahan sebelum anak dilahirkan sekaligus memberikan kandungan itu suatu yang istimewa baginya termasuk bila berlaku sesuatu yang tidakl di ingini.

Berbeza dengan pelan yang lain yang hanya boleh dimiliki selepas 2minggu kelahirannya dan mengecualikan mereka daripada menerima perlindungan untuk penyakit khusus mereka.

PruEssensial Child adalah rider/cabang/manfaat tambahan dalam PRUmy Child menawarkan perlindungan anak terhadap penyakit Khusus [Specific Illness] seperti leukemia atritist & epelepsi selain memilih manfaat tambahan untuk perubatan,elaun hospital,kemalagan  & Penyakit Kritikal [ Critical Illness].

PRUmy Child juga mempunyai fungsi tambahan  sebagai biasiswa dan tabung pendidikan anak seawal kelahirannya bagi menjamin masa depannya.
Dengan melampirkan PRUedusave / PRUedusaver kid,ibubapa boleh meraih pulangan yang lebih tinggi melalui siri Dana Unggul yang mematuhi syariah.
Ibubapa boleh memilih bayaran seawal 18 tahun untuk membiyai pendidikan anak2.

PRUmy Child turut memberikan perlindungan tambahan untuk ibu & bapa jika  mereka Hilang Upaya Menyeluruh dan Kekal [ TPD/total permanent Disable], Sakit Kritikal [ Critical Illness] dan kematian dan Prudential [PAMB] akan menyumbangkan [contribute] bayaran caruman sehingga anak berumur 25 tahun.


Manfaat ini akan membantu meringankan kos kehidupan dan ibubapa tidak lagi perlu memikirkan tentang simpanan,perlidungan dan biasiswa anak mereka.

Dengan serendah RM60 sebulan,ianya tidak membebankan.

Oleh itu, amat2 rugi bagi sesiapa yang melepaskan peluang ini.
"Masa itu emas, emas itu tidak boleh membeli masa"

Planning RM100K fund for your children / kids?

Early stage of marriage, many of us struggling to get the stable financial phase. Find a decent house, allocation to furnish the house, good car ( at least 2 cars if the couple are working ), more money needed when you have a baby.

My friend married at young age (25) , just get a new car, new fully furnished renovated semi d house. How he managed that?

His parents do savings for him since age 1 in insurance plan. Age of 18, his fund is around RM95K. The parents didn’t withdraw the fund as he have scholarship. The fund continue to grow and more savings added regular basis.

Age of 25, the fund grow to RM125K. As he married now, he withdraw the part of the fund for his need. Cars and house. His financial is good and stable.

Im so jealous! I wish my parents do the same thing to me. By the way past is past, now Im a father. I sign up investment link plan for my baby (PRUmychild).

RM200 a month. Comprehensive plan. Life Insurance + Critical Illness + Accidental + Medical Card + Savings.

With this plan, my baby hospitalization covered by Prudential and unthinkable happen is insured. Plus, im expecting education fund RM100K upon age 18 or continue there will be RM130K age 25.
Life is a struggle, I am struggle financially in early stage of my career, early stage of my of marriage, early stage of my fatherhood and early stage of my business. Hope this savings plan will aid my son’s financial journey as an adult.